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Overview
Quickstart
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One-Time Payments
Overview
Checkout Page
Checkout API
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Overview
Reserved / Virtual Accounts
Direct Debit / Mandates
Card Tokenization
Retry & Failure Handling
Manage Payments
Verify Transactions
Transaction Splitting / Sub-accounts
Refunds
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Transfer/Payout
Overview
Single Transfers
Bulk Transfers
Offline Payouts (Paycode)
Wallets
Overview
Create Wallet
Wallet Balance
Get Wallets
Wallet Statement
Verification APIs
Overview
Verifying your Customers
Integration Guide for Monnify BVN Verification
Bills Payment
Overview
Process a Bill
Settlement Process
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API
Home
Accept Payments
Overview
Quickstart
Payment Methods
International Payments
One-Time Payments
Overview
Checkout Page
Checkout API
Payment Links
Invoice
Offline Pay-ins
Recurring Payments
Overview
Reserved / Virtual Accounts
Direct Debit / Mandates
Card Tokenization
Retry & Failure Handling
Manage Payments
Verify Transactions
Transaction Splitting / Sub-accounts
Refunds
Reconciliation
Transfer/Payout
Overview
Single Transfers
Bulk Transfers
Offline Payouts (Paycode)
Wallets
Overview
Create Wallet
Wallet Balance
Get Wallets
Wallet Statement
Verification APIs
Overview
Verifying your Customers
Integration Guide for Monnify BVN Verification
Bills Payment
Overview
Process a Bill
Settlement Process
Integrations Tools
Overview
SDK
Sample codes
Plugins / Libraries
Webhooks
Overview
Webhook Event Types
Settlement
Going Live
Changelogs
Test Cards
Error Codes
Supported Banks
Search..
Sandbox Test Cards
Use the following test cards for sandbox transactions. Click any detail to copy it.
Card Without OTP
4111 1111 1111 1111
VALID THRU
10/2027
CVV
123
PIN:
1234
Card With OTP
5060 9959 9424 7093
VALID THRU
12/2027
CVV
123
PIN:
1234
OTP:
123456
Card With 3DS
4000 0000 0000 0002
VALID THRU
12/2027
CVV
123
PIN:
1234
OTP:
123456
Failed Card
4111 1111 1111 1110
VALID THRU
10/2027
CVV
123
PIN:
1234
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